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If you’re struggling to pay your Life Cover monthly premiums because of coronavirus, help is available. Please visit our Frequently Asked Questions page for more information. Alternatively, please contact our HSBC Life Protection Plan Support team at or 0333 207 5563 to find out more.

Doing business with HSBC Life

Opening an agency with HSBC Life  

In order to place investment business with HSBC Life your firm will need to open an agency and register for the HSBC Extranet. This starts with a conversation with your local HSBC Onshore Investment Bond Business Development Manager (BDM). 

Who might be interested in investing in the HSBC Onshore Investment Bond?  

The HSBC Onshore Investment Bond is designed to meet the needs of investors who are looking for: 

  • A competitively priced investment with a flexible, transparent charging structure 
  • Potential growth from their investment 
  • A tax-efficient way to supplement income  
  • Some control over their capital whilst enabling effective Inheritance Tax planning 
  • The ability to influence the timing of any tax liability on their investment 
  • A long term trust investment 

The HSBC Onshore Investment Bond is not for everyone. It is not suitable for non – UK taxpayers, non – UK residents or short-term (less than 5 years) investors. 

The HSBC Extranet 

Our Extranet provides access to a wide range of helpful information and support. It enables financial advisers to:

  • Generate HSBC Onshore Investment Bond illustrations  
  • Process investment applications – we accept online and paper applications 
  • Access important documents – including our Key Features Documents, Investor Guides, Application Form Completion Guides, Trust documents and more 
  • Service HSBC Onshore Investment Bond investors – withdrawals, fund switching, changes to personal details and more 

HSBC extranet log-in

Important information 

The value of investments can fall as well as rise and investors may not get back what they invested. For some investments this can also happen as a result of exchange rate fluctuations as shares and funds may have an exposure to overseas markets. HSBC Life (UK) Limited cannot be held responsible for the investment performance of the HSBC Onshore Investment Bond. 

The value of any tax benefits described depends on investors’ individual circumstances. Tax rules and rates may change in the future. HSBC Life (UK) Limited cannot be held responsible for any future changes in legislation. 

The Financial Service Compensation Scheme (FSCS)

HSBC Life (UK) Limited is covered by the FSCS. If HSBC Life (UK) Limited is unable to meet its obligations, your client may be able to claim compensation. This is limited to transferring their policy to another insurer providing a new policy. If this is not possible, then the FSCS will provide cover for 100% of the claim with no upper limit. 


Further details are available on request or from the:  

Financial Services Compensation Scheme, 

10th Floor, Beaufort House, 15 St Botolph Street, London