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If you’re struggling to pay your Life Cover monthly premiums because of coronavirus, help is available. Please visit our Frequently Asked Questions page for more information. Alternatively, please contact our HSBC Life Protection Plan Support team at Support@lifeprotectionplan.hsbc.co.uk or 0333 207 5563 to find out more.

HSBC Onshore Investment Bond

There are two ways to access the HSBC Onshore Investment Bond

Features and benefits

The HSBC Onshore Investment Bond provides investors with a number of benefits:

  • Access to over 3,800 funds (Investment Trusts, Open Ended Investment Companies, Unit Trusts and Exchange Traded Funds) from more than 200 Fund Managers
  • Multi-life / multi-owner financial planning for up to 10 lives insured and 10 policy owners
  • No maximum age for life assured. Minimum age of applicant is 18 years
  • 100.1% Death Benefit or 120% Accidental Death Benefit
  • Initial investment starting from £5,000. The minimum for additional investments is just £500
  • Range of regular payment withdrawal options – monthly, bi-monthly, quarterly, termly (every 4 months), bi-annually or annually
  • Choice of Trust options for estate planning purposes – Discounted Gift Trusts, Gift Trusts and Loan Trusts

Important information

Our bond is not designed for non-UK taxpayers, non-UK residents or short-term (less than 5 years) investors. The value of investments can fall as well as rise and your client may not get back what they invested. For some investments this can also happen as a result of exchange rate fluctuations as shares and funds may have an exposure to overseas markets. HSBC Life (UK) Limited cannot be held responsible for the investment performance of your client’s bond. The value of any tax benefits described depends on your client’s individual circumstances. Tax rules and rates may change in the future. HSBC Life (UK) Limited cannot be held responsible for any future changes in legislation.

Product Guides

Wrapper Comparison Tool

See how our HSBC Onshore Investment Bond compares to other investment wrappers and obtain a general demonstration of the comparative returns from collectives and bonds

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