Skip to content Skip to Main Navigation


If you’re struggling to pay your Life Cover monthly premiums because of coronavirus, help is available. Please visit our Frequently Asked Questions page for more information. Alternatively, please contact our HSBC Life Protection Plan Support team at or 0333 207 5563 to find out more.

When is the right time to talk to a financial adviser?

There are certain aspects to arranging life protection where you may find help from a financial adviser useful: 

As part of your wider financial planning – a financial adviser can help you see life protection within the context of your wider plans for the future, including investments and pensions for example.  

You already pay fees to a financial adviser – in which case arranging or amending your life protection could be something you ask them to look into for you. 

As part of your estate planning – placing a life Insurance policy into Trust can raise some questions. Your financial adviser will be able to give you the best guidance.